Salary Structure Generator
Enter a CTC and generate a formatted, downloadable salary structure — ready to share with an employee or attach to an offer.
Document details (optional)
CTC & structure inputs
Company Name
Salary Structure
| Component | Monthly | Annual |
|---|---|---|
| Basic Salary | ₹41,667 | ₹5,00,000 |
| House Rent Allowance (HRA)50% of Basic | ₹20,833 | ₹2,50,000 |
| Special Allowance | ₹13,829 | ₹1,65,950 |
| Gross Salary (A) | ₹76,329 | ₹9,15,950 |
| Employer's PF Contribution | ₹5,000 | ₹60,000 |
| Gratuity Provision | ₹2,004 | ₹24,050 |
| Cost to Company (A + Employer Contributions) | ₹83,333 | ₹10,00,000 |
Income tax and Professional Tax vary by regime, state and declarations and are not deducted above. Generated via attendancepay.com/tools/salary-structure-generator
For a tax-regime comparison and post-tax in-hand figure, use the take-home salary calculator.
How to use this generator
Enter the annual CTC and the Basic percentage you want to structure on. The generator produces a document-style breakup — Basic, HRA, special allowance, employer PF and gratuity — with an employee name and designation you can fill in, ready to print or save as a PDF and share directly.
What the numbers mean
Gross salary is what shows on a payslip before employee-side deductions. Cost to Company adds the employer's PF contribution and gratuity provision on top of gross — money the employer spends but the employee never receives as cash. The take-home figure at the bottom subtracts only the employee's own PF contribution; income tax and Professional Tax depend on regime, state and declarations and are handled by the take-home salary calculator.
Frequently asked questions
What is a standard salary structure percentage split in India?⌄
There is no single statutory split, but the common convention is Basic at 40-50% of CTC, HRA at 50% of Basic (metro) or 40% (non-metro), employer PF at 12% of Basic (or the ₹15,000 wage ceiling), a gratuity provision of about 4.81% of Basic, and the remainder as special allowance. This generator builds a structure using that convention, which you can adjust.
Does HRA depend on which city the employee works in?⌄
Yes. HRA exemption (under the old tax regime) uses 50% of Basic for the four metro cities — Delhi, Mumbai, Kolkata and Chennai — and 40% of Basic everywhere else. This generator applies that automatically based on the city category you select.
Why is the in-hand salary lower than CTC ÷ 12?⌄
CTC includes employer-side costs — employer PF and gratuity provision — that are never paid to the employee in cash. In-hand pay is gross salary minus the employee's own PF, ESI where applicable, Professional Tax and income tax, so it is always meaningfully lower than a simple CTC ÷ 12.
Can I download or print the generated structure?⌄
Yes. The generated structure is formatted as a document you can print directly from your browser or save as a PDF, ready to share with an employee or attach to an offer letter.
Disclaimer: These calculators provide indicative estimates for FY 2025-26 based on standard statutory rules and the inputs you enter. Actual figures depend on your salary structure, state, applicable exemptions and the latest government notifications. Please consult a qualified payroll or tax professional before making decisions.